It is strongly recommended that you read your home insurance policy at least once a year. Reading your policy helps to refresh your memory about what is included and excluded from the policy, while also helping to ensure your policy still meets your needs. At NavSav Insurance, serving the greater Spring, TX area, we are here to help you review your policy and answer any questions you may have about it.
One of the questions that people often ask is what exactly dwelling coverage means in regard to a home insurance policy.
What Does Dwelling Coverage Mean On A Home Insurance Policy?
Dwelling coverage refers specifically to the structure of your home. It does not include the land that your home is built on top of, nor does it include any of the items that are stored within your home. If someone on your policy refers to dwelling coverage, it is referring to the structure of your home, and only the structure of your home.
Dwelling coverage also applies to any permanent fixtures that are located inside or around your home. For example, a covered garage or a covered patio are both permanent structures, so they apply to your dwelling coverage for your home insurance policy.
Contact Us Today
If your current home insurance policy does not meet your needs, it is time to start shopping for a new policy. The team at NavSav Insurance, serving residents in the greater Spring, TX area, can help you find the best home insurance policy for your needs. Call or email us now to get started.