Category: Auto Insurance

The winter season can be especially tough on your car here in the Spring, TX area, so it is important to properly prepare it for the cold months ahead. NavSav Insurance is here to assist with your auto insurance and other related concerns.

Here are some tips from us on how to get your car ready for winter:

1. Inspect Your Tires:

Make sure that all of your tires have adequate tread and tire pressure. If you live in a region that experiences snow and ice, consider investing in winter tires as they provide a better grip in slippery conditions. 

2. Change Your Oil:

Cold temperatures can cause oil to thicken, making it harder for the engine parts to move without sufficient lubrication. Make sure to switch out your regular oil for a thicker-weight winter oil before the colder weather hits. 

3. Check Your Antifreeze:

Coolant prevents your engine from freezing up during cold weather, so make sure you check your levels and top them off if necessary. 

4. Test Your Battery:

Cold weather can take a toll on vehicle batteries, so make sure yours is functioning at its best by having it tested before winter arrives. 

5. Replace Windshield Wipers & Add De-Icer Fluid:

Another way to ensure optimal visibility this winter is by upgrading your windshield wipers with ones designed for colder climates and topping up the de-icer fluid tank once the temperature drops outside. 

Get Insurance Coverage For Your Vehicle

By taking these steps, you’ll have peace of mind knowing that your car is prepared to handle any road condition Mother Nature throws at it this winter! For more tips, or if you have any questions about your coverage, call us at NavSav Insurance. We proudly serve the Spring, TX area.

When you have a vehicle in Texas, it is required for you to have an auto insurance policy that covers it. Within that auto policy, there are different kinds of coverage that are required. Each of these types of coverage gives you specific protection so that you are well-covered for certain risks. In addition to the required types of coverage, it is generally recommended that you get other types of coverage that provide you better protection against more risks.

When you need auto insurance in Texas, give us a call at NavSav Insurance in Spring, TX to get started. 

Required Liability Insurance 

There are two types of liability coverage that are required within each policy and three separate coverage amounts. One of these is a set minimum amount of coverage for bodily injury for a single person who becomes injured. There is an additional amount required for bodily injury coverage for all of the people who suffer injuries in an accident. Both of these amounts are to pay for medical bills for someone else who is injured in an accident that is deemed to be your fault. There is also a set minimum amount for property damage liability to pay for property damage that happens to someone else’s property after an accident that you caused. 

Other Types of Auto Coverage 

In addition to your liability coverage types, there is also personal injury protection, or PIP, that is required to be in your policy unless you waive this coverage type in writing. However, it’s a good idea to keep this coverage. It pays for your own medical bills after you have been in an accident. In addition, it’s a good idea to have collision coverage to pay for the damage to your own vehicle should you be in an accident that is your fault. 

Contact Us Today

To get auto insurance, call us at NavSav Insurance in Spring, TX.